Finance · Payments
Collect every fee on time, issue Mexican CFDI 4.0 invoices effortlessly, and keep your maintenance and reserve funds separate. One platform built for condominium accounting in Mexico.
No credit card required
The problem
Today
With Koti
Today
Wire transfers land without references and get buried in endless neighbor group chats.
With Koti
The resident uploads their proof of payment from the app and you approve it in one click, with the form already pre-filled.
Today
Every invoice is another SAT visit. Errors, extensions, and frustrated residents waiting on receipts.
With Koti
The CFDI 4.0 is issued and stamped when the payment is recorded, and reaches the resident with no manual work.
Today
Without a system, overdue accounts pile up and no one on the assembly knows clearly who owes what.
With Koti
Income, expenses, net balance and late units for the month, on a panel you can export for the assembly.
Admin
A panel for the current month, a ledger with a per-unit reference, and an export ready for the assembly.
01Panel
02Reconcile
Panel
Reconcile
Resident
They transfer by SPEI to the community’s CLABE, attach the proof in their app, and stop posting screenshots to the group.
Pay
In detail
The resident transfers by SPEI to the community’s own CLABE and uploads the proof: there is no gateway fee of any kind, because the money never leaves your account. When in-app collection goes live it runs on Stripe — $7 MXN + VAT flat for SPEI and 3.6% + $3 MXN + VAT for domestic cards — and Koti adds no application fee on top: the community pays exactly what Stripe charges.
Card, transfer, and SPEI directly inside the resident mobile app, with automatic reconciliation. In development.
The resident attaches their proof from the app and management reviews and approves it in one click, on a form pre-filled from what is already known about that unit. Pending proofs are reviewed in a queue, one after another, so month-end close is a single pass. That is the difference between reconciling and re-keying.
Every charge generates its stamped CFDI and is sent to the resident — no manual work. Automatic generation and stamping on every recorded payment, with current SAT compliance and no side process. CFDI 4.0 invoicing is an optional platform add-on.
Payments are recorded, reconciled, and archived without chasing receipts in chat. And when a deposit genuinely has no known sender, it can be recorded as an unidentified payment rather than guessing a unit: it stays in the books, with its proof, waiting for its owner to turn up.
See the total owed, how many units are overdue, and the aging of every balance at a glance with a color-coded grid. Reminders go out automatically before and after the due date, so collections stop depending on your memory and on WhatsApp threads.
Every unit with its balance, collection rate, and charges up to date. Record a payment by reference, link it to the right resident, and the balance updates instantly. Export to Excel or PDF for the assembly without rebuilding anything by hand. When you apply the payment you choose whether it goes to the oldest charges first, whether you split it across charges by hand, or whether it stays as credit on the unit.
Maintenance, reserve, contingency, and capital projects — each with its own balance and reports. They are managed as community accounts — bank, cash or reserve fund — and every movement is recorded against the account it belongs to, so reserve money never gets mixed up with operating money.
Built for Mexico
CFDI 4.0, maintenance fees, delinquency, and reserve funds — the financial cycle of a Mexican condominium covered end-to-end.
Auto-issued on payment. Current SAT compliance, no side process.
Set late fees, extensions, partial payments. The system applies them automatically.
Scheduled reminders and aging reports so collections don’t depend on memory.
Maintenance, reserve, contingency, and capital projects — each with its own balance and reports.
Try Koti in your community today, without the headaches.
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